Is Debt Really a Tool for Creating Wealth?
When I was in college, I took on student loan debt. After graduation, I got into credit card debt. I then got married and began the American dream by signing up for mortgage debt. When the marriage failed, I was forced into paying the settlement debt. Through my short...
How to Avoid Student Loan Debt in Grad School
Are you considering going to graduate school or pursuing additional higher education after receiving a bachelor’s degree? A lot of people don’t follow through with grad school due to having no way to cover the costs of tuition. If you already have student loan debt,...
What’s the Difference Between Good Debt and Bad Debt?
Is all debt evil? Or is some debt smart? What is the real difference between good debt and bad debt? These are common questions that I’ve heard over and over again in my adulthood, and I’ve also heard some very different opinions on the topic as well. Some...
Lifestyle Inflation Is A Beast You Must Tame
Ever got a raise at work? Sure you have. Where did it go? How did you spend it? My guess is you bought something, charged even more on your credit cards, or bought a bigger house or a nice car. Sound familiar? If you are guilty of this (and make no mistake I’ve...
How Money Problems Can Have a Negative Effect on Your Health
It’s no secret that money problems like debt, living paycheck to paycheck, and not having enough money to pay bills can put a damper on your mood and self-confidence. But did you also know that common money problems can have a significant negative effect on your...