Who are the best millennial personal finance bloggers? I take a deep dive and through countless hours of research have found the best of the best. But first, what exactly was I looking for when starting this journey? What traits do they have in common? Read on...
Over the past few years, the millennial generation has faced some tough financial situations. As they join and leave college, establish their careers, get married, and start families, they also had to contend with a deep recession and stock market crash in 2008.
What a time to become an "adult" huh?
During that same time, blogs have been rising in popularity and more and more writers talk openly about their personal finances. Bloggers discuss what they make, when they want to retire, and put it all out their for the world to see and benefit from.
But which ones are the best?
Who are those millennial bloggers that move us to ACT:
- to encourage us to save more money
- to push us to get out of debt
- to remind us we don't need to "keep up with the Joneses"
- to teach us how to "side hustle our butts off" to get ahead?
- to motivate us to be more frugal, and to live a more meaningful, and mindful life?
Who are the best millennial personal finance bloggers?
There are a lot of blogs that would fit into this category.
The best ones bring life to normally dull financial topics like saving, investing and paying off debt.
The best of the best bloggers foster a healthy conversation on money, while establishing a safe environment to discuss their financial journey and yours too.
My goal was to find out who these "best of the best" bloggers were.
I think I have done that...
So without further adieu, here is a comprehensive list (in no particular order) of the top 25 millennial personal finance bloggers that you should be following in 2016.
- Twitter Followers: 10,025
- Facebook Likes: 5,074
- Alexa Rank: 74,245
Michelle paid off $38,000 in student loan debt from her Bachelor’s Degree and MBA within just 7 months and documented it all on her blog, Making Sense of Cents.
Since starting her blog in 2011, she left her career in the financial industry to blog professionally full-time, and earns a remarkable monthly income. Her income from blogging, managing sites for others, freelance writing, affiliate sales and various other streams of online income, she has truly turned her small website into a real business. In June alone she earned more than $23,000 in online income!
Michelle blogs about a variety of topics from basic financial literacy, to budgeting, to saving and earning extra money. If you’re looking for a variety of ways to diversify your income and make extra money, Michelle has it all on her blog.
- Twitter Followers: 8,946
- Facebook Likes: 4,318
- Alexa Rank: 280,458
Shannyn is a Southern California girl who moved to Chicago a few years ago to pursue graduate school - (she called that endeavor a "mistake"). She impressively lived on $800/month and started her blog to aid her on the quest to living a frugal, beautiful and free life.
Today, Frugal Beautiful has blossomed into the go-to source for frugal travel advice, debt advice, money management tips fashion on a budget, beauty and skin care hacks and much more. Shannyn is a blog coach, expert at securing sponsorships with top brands and author of Rockstar Blogging.
“That is my hope, for this humble blog- to learn how to create beauty and cultivate happiness no matter where life takes us or how much money it takes.”
- Twitter Followers: 5,617
- Facebook Likes: 2,789
- Alexa Rank: 812,789
LaTisha started Young Finances in 2010 after a conversation she had with a co-worker about where her life was headed personally, and financially. Today, it has evolved into a top personal finance resource for college grads and young professionals looking to get a grip on their finances, pay off debt, save up for big purchases and get started with investing.
LaTisha shares helpful videos to engage with the Young Finances audience about topics like managing your finances, purchasing your first home and building wealth. Her blog is home to amazing reviews on financial tools and practical financial resources that everyone can use.
- Twitter Followers: 2,623
- Facebook Likes: 674
- Alexa Rank: 241,192
Derek shares the importance of living below your means and building wealth on his blog, Life and My Finances. Since starting his blog in 2010, Derek has paid off $18,000 in debt and even became mortgage debt free last year.
Derek shares helpful tips to help save on purchases large and small, crush student loan debt, turn your finances around to allow your money to work for you, and prepare for an abundant retirement. His articles offer the financial expertise and insight backed by the research to support the notion that we all can invest and save $1 million dollars or more throughout our lifetime.
Oh yeah, and let's not forget that he and his wife drive cars that are worth $3,000 - combined. How is that for being the poster child of frugality?
- Twitter Followers: 3,673
- Facebook Likes: 2,064
- Alexa Rank: 294,079
Cat is a full time blogger and freelance writer who founded the blog, Budget Blonde. Cat shares all her money adventures, along with budgeting and parenting tips on the blog each week.
Since becoming a mom to twins over a year ago, Cat has really picked up her freelance writing hustle. That endeavor has turned into a thriving business as she supports her entire family with her blogging and writing income while her husband finishes up medical school. Budget Blonde offers some great reads about dealing with 6 figure student loan debt, family fun on a budget, frugal hacks, and building a career as a freelance writer.
- Twitter Followers: 2,220
- Facebook Likes: 2,697
- Alexa Rank: 171,064
Alexa started blogging to chronicle her journey as a newly divorced single mom. After the normal rough patches most people face after a divorce, Alexa's blog took on a life of its own and her articles about making money online, personal finance, and of course being a mom, flourished.
Not only does Alexa have a great following of loyal readers, but her website is also a financial success as well. For instance, in June of 2015 the blog earned $5,427.82. Not too bad for a blog that started off as an outlet for a single mom.
David Carlson (DC)
- Twitter Followers: 49,500
- Facebook Likes: 5,356
- Alexa Rank: 292,828
Young Adult Money is a personal finance and lifestyle blog focused on helping people in their 20s and 30s to make more, save more, and live better. Young adults looking to get a grip on their finances can find insightful content on topics like cutting expenses, student loans, traveling on a budget, earning more money, career advancement, investing, getting into real estate, and more.
D.C. also shares honest and helpful reviews on financial tools and products that can make managing your finances much easier. His blog is also home to useful tips and resources about how to do your own taxes properly and successfully make it through the hassle of tax season. For freelancers and side hustlers, this information is a must!
- Twitter Followers: 386
- Facebook Likes: (No Facebook)
- Alexa Rank: 1,000,000+
Choncé started the blog My Debt Epiphany to document her journey toward becoming more financially stable and paying off $30,000 of debt in order to regain her freedom once again. Choncé talks about all facets of personal finance from the weight of debt and budgeting basics like her $300/month food budget along with to how to adopt a frugal lifestyle and earn more money through side hustling.
Choncé shares with readers how to obtain the perfect balance between living for now and saving for later (even when you don’t make a lot of money) by cutting your expenses, establishing a frugal lifestyle that you can be content with all while earning more money and spending it on what’s important to you while saving the rest.
- Twitter Followers: 6,441
- Facebook Likes: 827
- Alexa Rank: 894,869
Erin is a witty and hardworking millennial who helps spread basic financial education on her blog, Broke Millennial. After earning a BA in journalism and theatre, she made it work by saving and investing on a scanty salary while living in NYC.
She blogs about understanding how to use money, saving and investing all from a millennial’s perspective. She also writes for a number of popular sites including U.S. News and World Report’s My Money Blog and Daily Finance.
I should also mention that inspiration can come from many sources. I just love how Erin's love for finances began with a "box of Krispy Kreme doughnuts."
- Twitter Followers: 1,337
- Facebook Likes: 175
- Alexa Rank: 954,134
Earlier this year, Anum created the blog Current on Currency as a personal finance guide for college students, international students, recent college grads and 20-somethings alike. Anum has an interesting story from growing up in Hong Kong to attending a boarding school near the Himalayas at 14 and managing a budget of $15/month.
She went on to perfect her budgeting skills after attending college in the U.S. and graduating debt free. Anum offers readers a unique perspective on her blog by covering various topics related to budgeting, saving, credit cards, investing, affordable housing, getting through college debt free, managing your money and much more. Whether you’re a student or recent college grad getting established in your career, you can gain a lot of helpful personal finance insight by reading Current on Currency.
- Twitter Followers: 2,465
- Facebook Likes: 815
- Alexa Rank: 130,000
Natalie blogs about money management, debt, building wealth and intentional living on her personal finance blog, Financegirl. She is a new financial advisor and formal lawyer who graduated from college with $206,000 in student loan debt. Since starting her blog, she has been aggressively paying down her student loans to get the balance down to around $129,000. Financegirl is geared toward professional women but everyone can learn from Natalie’s interesting perspective on budgeting, paying off your debt, increasing your income, managing money while you’re in a relationship, trading your time for money and living intentionally.
Natalie doesn’t stop spreading the knowledge with her blog. She is the author of Intentional Living for the Young Professional and Do Yourself a Favor and Start Budgeting and her writing has been featured on websites like The Huffington Post, Lifehacker, U.S. News and World Report and more. Readers will find tons of researched-based actionable tips on this blog with printables and other helpful resources.
- Twitter Followers: 271
- Facebook Likes: 66
- Alexa Rank: 1,000,000+
Kelby, also known as the "Chief Frugality Officer", makes financial topics less taboo among millennials on his blog - The Frugalennial. He’s a husband, father, and spreadsheet loving personal-finance nerd (his words) who has created a safe place for people to discuss budgeting, saving, turning your spending habits around and living a frugal and content life.
Kelby shares authentic stories and scenarios from his own life while encouraging other millennials to start becoming more financially savvy as well. His post on things he wish he learned about money when he was younger is one we all can relate to.
- Twitter Followers: 5,262
- Facebook Likes: 2,254
- Alexa Rank: 174,544
Cait’s journey has been truly inspirational as she’s documented paying off $30,000 in debt, adopting a more minimalist lifestyle, and surviving a year-long shopping ban on her blog, Blonde on a Budget. In 2011, Cait was ‘maxed out’ with more than $28,000 in consumer debt and ended up paying it all off in two years. Cait talks about minimalism and decluttering, mindful budgeting, freeing yourself from debt and intentional living on her blog. Blonde on a Budget gained a lot of attention from readers around the globe and media outlets after Cait announced she was going on a year-long shopping ban and purged approximately 43% of her belongings last year.
This year she pleasantly surprised everyone by announcing that she would continue her shopping ban for another year and keep striving to live a life with more purpose. She also committed to making conscious decisions as a consumer and an individual. You don’t want to miss out on her inspirational journey.
- Twitter Followers: 891
- Facebook Likes: 331
- Alexa Rank: 1,000,000+
Jason runs a personal finance blog, The Butler Journal, that is geared toward college students and millennials who are trying to get out of debt. Jason graduated from college in 2008 and accumulated a total of $71,000 in debt a few years later. His blog helps educate college students about the costs associated with college, financial aid advice, college life and more.
If you’re not in college, you can still benefit from reading about Jason’s debt repayment journey, how he manages to travel while in debt, and details about his eBay sales side hustle. If you’ve ever wanted to make extra money selling items on eBay, Jason simplifies the process and has become an expert.
- Twitter Followers: 9,455
- Facebook Likes: 328
- Alexa Rank: 1,000,000+
If you’re looking for some motivation or someone to give you that proverbial kick to destroy your student loans, this blog is a great read. Millennial Money Man graduated from college in 2012 with $40,000 in student loan debt and paid it all off in less than 2 years on a teacher’s salary. His whole "I did it, and you can too" mantra encourages millennials to delay gratification and live differently in order to become debt free.
Since destroying his student loan debt, he’s gotten married and quit his job as a high school band director to work for himself and start his own financial education company. Being free from debt provides you with more choices and control over your life and readers can really learn a thing or two from this blogger about paying off debt, sacrifice, rethinking the American Dream and building wealth.
Do you really want a financial kick in the face? Read his "Millennial Life Plan [For Failure]" and that should be the only wake up call you need.
- Twitter Followers: 9,455
- Facebook Likes: 7,493
- Alexa Rank: 173,033
Robert Farrington founded The College Investor in 2009 as a way to share insightful tips and information about student loans and help millennials get out of student loan debt and start building wealth.
Robert names student loan debt as the #1 dilemma holding back millennials from investing and building wealth. He is the author of the eBook Student Loan Debt: Getting in Smart, Getting Out Painlessly. Robert now employs a team of writers to help contribute to his financial expertise and The College Investor has grown to have over 6,000 email subscribers.
- Twitter Followers: 4,109
- Facebook Likes: 1,920
- Alexa Rank: 394,994
Deacon is a financial expert, speaker, podcaster and the founder of Well Kept Wallet. After they started to get serious about their finances, Deacon and his wife paid off $52,000 of debt in 18 months. Deacon runs his own podcast on the blog and writes about how to get rid of debt, build your credit, invest, save money to travel, make more money and he hosts a class called Debt Free in 18 months.
In 2013, Deacon quit his day job to start his own business as a financial coach and strives to equip people with the necessary knowledge and tools to achieve their financial goals.
- Twitter Followers: 20,810
- Facebook Likes: 1,100,000 (not a typo)
- Alexa Rank: 3,490 (also NOT a typo)
A few years ago Kyle established The Penny Hoarder as an outlet to share some creative ways he was able to earn extra money. Today, is has evolved into one of the top financial websites with more than 3 million viewers each month and 1.2 million active subscribers.
Kyle started clipping coupons at 15 and mystery shopping a few years later along with tons of other side hustles including being an alcohol monitor. The blog teaches readers how to earn money (in various different ways), save money and grow money by investing. Posts on the site are filled with actionable money-making leads and tips, real stories, contests, offers, coupons and money-making strategies.
- Twitter Followers: 1,632
- Facebook Likes: 2,091
- Alexa Rank: 593,774
Alexis is a high-spirited 22-year-old blogger, student and a behavioral specialist who chronicles her journey to living a healthier life and becoming fit on her blog, FITnancials. Alexis shows readers that you can be on a tight budget and still be healthy and happy. She combines fitness, health and finance perfectly by discussing exercise tips, healthy foods to eat, recipes, budgeting for travel, frugal entertainment, saving for big goals and more. She does this all the while letting her personality shine through her writing which is a refreshing change and makes her posts an easy and enjoyable read.
- Twitter Followers: 84
- Facebook Likes: 494
- Alexa Rank: 1,000,000+
Whitney runs a self-titled financial coaching business and blogs about helping millennials live their dream life as a result of improving their financial situation.
Whitney bought a house at 19, paid off $30,000 in student loans in 10 months, found out how to earn her master’s degree without taking out loans, and encourages other millennials to improve their financial situation so they can live better lives.
Whitney posts popular personal finance video lessons on her blog and hosts a 30 day mindfulness challenge to help jumpstart success.
Mr. & Mrs. Frugalwoods (and Frugal Hound)
- Twitter Followers: 1,625
- Facebook Likes: 554
- Alexa Rank: 164,340
Frugalwoods is run by an anonymous couple who document their ultra-frugal lifestyle as they plan for early retirement at a homestead in the woods. Their quest for financial freedom and unconventional frugal habits, like their $0 entertainment and dining out budget, 71% savings rate, and willingness to pull decent items and clothes off the side of the road for use, have drawn tons of readers to their blog.
Both Mr. and Mrs. Frugalwoods graduated college without any debt and their determination to live differently, spend mindfully, and avoid getting sucked into consumerism inspire readers and help them see the beneficial side of living frugally. Finally, any discussion about Frugalwoods wouldn't be complete without mentioning their greyhound, the "Frugal Hound". Their dog actually writes her own column!
- Twitter Followers: 5,452
- Facebook Likes: 1,992
- Alexa Rank: 235,990
Gretchen is the woman behind Retired By 40!. She graduated with a Bachelor’s degree in 2012 and walked away with more than $100,000 in debt. Today, she and her husband are well on their way to retiring by the age of 40.
How is this possible you might ask? They cut costs, stuck to a budget, and have established additional streams of income. Gretchen is the breadwinner for her family and also earns an income from blogging and Pinterest marketing through her new business, Pinterest Assistant. She plans on establishing rental properties to build passive income and discusses everything from frugal living, budgeting hurdles, travel, and much more.
- Twitter Followers: 1,222
- Facebook Likes: 376
- Alexa Rank: 512,387
Mel just recently celebrated two years of blogging and sharing the ups and downs of her journey to becoming financially stable on her blog, BrokeGIRLRich.com.
On the blog, you can find everything from frugal travel tips and investing advice for beginners, to techniques to use to destroy debt and tons of side hustle ideas. There is also a very good section called "destroy debt." Also, you just can't go wrong when the blog owner chronicles her financial journey "to suck at investing a little less" and, fears "retiring to a cardboard box under an overpass." Good writing never gets dull!
- Twitter Followers: 5,111
- Facebook Likes: 1,719
- Alexa Rank: 687,889
Jessica is the woman behind this personal finance blog and podcast. The title of her blog is a play on her last name - Moorhouse. She lives in Canada with her husband and came from humble beginnings from getting her first job at the age of 15, to paying her own way through college.
More than three years ago, Jessica started the blog as a way to track her personal finance journey and remain accountable. Over the years, it’s developed into a resource for millennials who are longing to become financially free. Jessica discusses financial obstacles and milestones that many millennials deal with including purchasing your first house, changing careers, budgeting for a wedding, living within your means and being honest about what you can afford.
Subscribe to her podcast on iTunes to hear engaging interviews with some of the most interesting personal finance bloggers, authors and industry experts.
- Twitter Followers: 1,556
- Facebook Likes: 341
- Alexa Rank: 750,029
Allison is a frugal-loving mom who created the blog Frugal on the Prairie as an outlet to share content, tips, and advice. Most of that comes in the form of helping others to create a happy home and make every dollar work for their family.
Allison blogs in between taking care of her young son and is grateful that she and her husband were able to dial back their spending so she could stay home. Allison talks about everything on her blog including tips on how to save money, run your home efficiently, parent with a mindful budget, great financial habits to adopt, and more.
- Twitter Followers: 1,826
- Facebook Likes: 5,264
- Alexa Rank: 186,354
Jessi is a southern girl with a knack for budgeting and living happily while spending less and valuing other things aside from money. She is a stay-at-home mom of two (with one on the way) and earns a steady and successful income from blogging on The Budget Mama each month.
She and her husband paid off $40,000 in debt before the age of 30 and she encourages others to rid themselves of debt ASAP as well. On the blog, Jessi shares all her frugal hacks and tips for successful budgeting, advice and resources for work-at-home moms, DIY ideas, easy recipes along with real and authentic personal stories and life lessons.
There you have it, the "best of the best" in personal finance for millennials. In case you were counting by the way, that is the "Top 26" millennial bloggers....I couldn't make that final cut - they all deserve a place here!
Which millennial personal finance bloggers do you follow?
Also, who did I miss that should be considered next year?